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State of the Economy 17
l 2021-22 (as on 30.10.2021): 114640
candidates trained and 61546
candidates settled
Fresh skilling and upskilling of l 1.24 lakh migrant workers trained as
the returnee migrant workers under on 21.11.2021
Pradhan Mantri Kaushal Vikas
Yojana (PMKVY) covering 6 states
6-month moratorium and deferment l Availed by 77.2 per cent of MSME
of interest for 1.3.2020 to 31.8.2020 borrowers and 43.7 per cent of
for all term loans by RBI individual borrowers of SCBs, as on
31.08.2020
Restructuring of MSME default l Aggregate restructured portfolio of
loans – Aug 2020 and May 2021 `78,591 crore as on 12.11.2021 by SCBs
Schemes of RBI Resolution/restructuring by PSBs in
l 9.8 lakh MSME accounts amounting
MSMEs to `58,524 crore
Emergency Credit Line l ` 2.28 lakh crore disbursed to 95.2
Guarantee Scheme – 100 per cent lakh borrowers, impacting 5.45 crore
guarantee for additional funding of employees as on 19.11.2021
up to ` 4.5 lakh crore to businesses l 66 per cent of guarantee amount
(esp. MSMEs) for COVID affected disbursed to MSMEs
sectors
l Extended till 31.03.2022
Credit Guarantee Scheme (CGS) Credit / Margin Money provided
for MSMEs l 2020-21: ` 36,899 crore
l 2021-22: `22,959 crore (as on
30.11.2021)
Suspension of initiation of l Defaults during 25.3.2020 to 24.3.2021
corporate insolvency process under remained as non-est
Insolvency and Bankruptcy Code
for 1 year, and increasing minimum
threshold from ` 1 lakh to 1 crore
Credit Term Liquidity Facility of `50,000 l Announced on 31.04.2021
crore for Emergency Health
Services by RBI up to 31.3.2022
Credit Guarantee Scheme to Micro l Fully utilized in 75 days of launch
Finance Institutions (MFIs) for on- (28.6.2021), ` 7500 crore sanctioned
lending
` 45,000 crore Partial Credit l As on 25.9.2020, portfolio of ` 25,505
Guarantee Scheme 2.0 for NBFCs, crore approved by banks.
HFCs and MFIs for fresh lending to l PSBs: portfolio of `27,794 crore
MSMEs & individuals purchased as on 4.12.2020